Flooding can cause some real damage to your home, so if you live in an area that is at risk, flood insurance is a must. You won't get back the things you lost, but it will make the situation a little less painful.
Flooding is defined as a partial or complete inundation of two or more acres of normally dry land. Landslides, hurricanes, earthquakes, and other natural disasters can all cause flooding. Always be prepared with the proper insurance.